Liability insurance

Liability insurance: Lower Saxony

Is liability insurance for dogs required? This is what the official source says for Lower Saxony, with the date checked.

sourcedchecked on 28 October 2026

Summary

Required for all dogs

The rule

Liability insurance is compulsory for every dog.

Open points

The page does not state the minimum age and minimum amounts (search excerpt: over six months, € 500,000 personal injury and € 250,000 property damage, § 5 NHundG – not checked).

Source

Niedersächsisches Ministerium für Ernährung, Landwirtschaft und Verbraucherschutz: Informationen zum Hundegesetz (NHundG)

checked on 28 October 2026

Liability insurance in the other federal states

Dog rules Lower Saxony: all six topicsLiability insurance in all federal states

No guarantee

As of: 28 October 2026. The official text alone is authoritative. Source and date checked per row.

Not legal advice. We summarise the rules in plain language. This is a guide and does not replace information from the competent authority.

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