Liability insurance: North Rhine-Westphalia
Is liability insurance for dogs required? This is what the official source says for North Rhine-Westphalia, with the date checked.
sourcedchecked on 28 October 2026
Summary
Required for some dogs
The rule
Compulsory for dangerous dogs, dogs under § 10 and large dogs (from 40 cm or 20 kg): minimum insured amount € 500,000 for personal injury and € 250,000 for other damage (§ 5 Abs. 5, § 11 Abs. 2).
Source
recht.nrw.de: Hundegesetz für das Land Nordrhein-Westfalen (LHundG NRW), version of 27.09.2016
checked on 28 October 2026
Liability insurance in the other federal states
- Baden-Württemberg
- Bavaria
- Berlin
- Brandenburg
- Bremen
- Hamburg
- Hesse
- Mecklenburg-Western Pomerania
- Lower Saxony
- Rhineland-Palatinate
- Saarland
- Saxony
- Saxony-Anhalt
- Schleswig-Holstein
- Thuringia
Dog rules North Rhine-Westphalia: all six topicsLiability insurance in all federal states
No guarantee
As of: 28 October 2026. The official text alone is authoritative. Source and date checked per row.
Not legal advice. We summarise the rules in plain language. This is a guide and does not replace information from the competent authority.
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